Steps In Filling Claim

Accidents happen to almost everyone may be today or tomorrow. Even the best driver could end up exchanging driver’s licenses and insurance cards with another person at some point. When you need to file a claim for car insurance, following steps may make filing your claim much easier.

1. Evaluate whether or not you should file an insurance claim:

First step state that you must evaluate yourself whether you should file an insurance claim or not because when you call your insurance company about filing a claim it is the first question often recorded on your insurance record. It is important to keep your insurance record clean and one way is deciding whether or not you should file a claim. If you are involve in the accident whether it is at your fault or not, you should ask yourself first if you can pay for the damage. In a simple language, if you pay for it yourself without financial problem then don’t file the claim.

2. Fill out your Auto accident worksheet:

Auto accident worksheet provide you the required information, you may need to file your auto insurance claim which you may get by clicking on the title of the worksheet. It is important to get every detail of the accident documented and try to find witnesses that may be talk to your insurance company to back-up your story.

3. File the claim ASAP:

You want to file the claim as soon as possible with your insurance company then your insurance company may handle the claim process as your advocate even if it is not your fault.

4. Prepare for a call from the other driver’s insurance company:

If there is a dispute between the two parties in the accident, you may get a call from the other driver’s insurance company asking about the accident scene. In this situation, you are required to document everything you say and the name of the customer service agent you talked too.

5. Finally, getting your car fixed:

If your vehicle is damaged or its body is damaged then you will finally get it fixed, after your claim is approved. After approval of the claim you may get a call from your insurance company about sending an insurance adjuster out to check the damage or asking you to send your car to a pre-approved shop to get it fixed.